This Website Disclaimer ("Disclaimer") governs your use of the websites operated by RACHELPAIGEXO, LLC ("Company," "we," "our," or "us"), including but not limited to www.thebyob.com, associated subdomains, membership portals, programs, digital platforms, and any related websites (collectively, the "Websites"). By accessing or using any of our Websites, you ("you," "your," or "visitor") acknowledge that you have read, understood, and agree to be bound by this Disclaimer. If you do not agree with any portion of this Disclaimer, you must discontinue use of the Websites immediately.
 
1. ELIGIBILITY AND ACCEPTANCE OF TERMS Access to and use of our Websites is intended only for individuals who are at least eighteen (18) years of age and who have the legal capacity to enter into binding agreements. By using the Websites, you represent and warrant that you meet these requirements. We reserve the right to modify, update, or revise this Disclaimer at any time without notice. It is your responsibility to review this Disclaimer periodically. Continued use of the Websites constitutes acceptance of any changes.

2. PURPOSE AND NATURE OF INFORMATION All content provided on the Websites is for educational and informational purposes only. The information shared relates to business, branding, marketing, mindset, leadership, entrepreneurship, and personal development based on our experience and perspective. The content is not personalized to your specific circumstances and should not be relied upon as professional advice. You are solely responsible for evaluating the accuracy, usefulness, and applicability of any information and for seeking appropriate professional guidance when necessary.
 
3. MEDICAL AND MENTAL HEALTH DISCLAIMER Nothing on the Websites constitutes or should be construed as medical, psychological, therapeutic, or health advice. We do not provide medical or mental health services. You are strongly encouraged to consult with a licensed healthcare or mental health professional regarding any medical or psychological concerns. Your use of any information provided is at your own risk, and we disclaim all liability for decisions you make regarding your health or well-being.
 
4. EARNINGS AND RESULTS DISCLAIMER We make no guarantees or representations regarding income, revenue, profit, business growth, or financial outcomes. Any examples, testimonials, or success stories shared are individual experiences and are not promises of future results. Your results depend on numerous factors, including effort, skill, experience, market conditions, and personal circumstances. By using the Websites, you acknowledge that financial and business outcomes are inherently uncertain and assume full responsibility for your results.
 
5. VOLUNTARY PARTICIPATION Your use of the Websites and participation in any programs, content, or offerings is voluntary. You accept full responsibility for your actions, decisions, and results. We are not responsible for any outcomes resulting from your reliance on the information provided.
 
6. NO GUARANTEES While we aim to provide high-quality and valuable content, we do not guarantee specific outcomes or results. Success varies by individual and depends on factors beyond our control. You agree that we are not responsible for your success or failure.
 
7. LIMITATION OF LIABILITY To the fullest extent permitted by law, RACHELPAIGEXO, LLC and its owners, employees, contractors, affiliates, and agents shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the Websites or reliance on any content provided.
 
8. INDEMNIFICATION You agree to indemnify and hold harmless RACHELPAIGEXO, LLC and its affiliates from any claims, damages, losses, liabilities, costs, or expenses arising from your use of the Websites, violation of this Disclaimer, or infringement of any third-party rights.
 
9. ACCURACY OF INFORMATION We make reasonable efforts to ensure the accuracy of the content; however, we do not guarantee that all information is current, complete, or error-free. You acknowledge that information may become outdated and agree to verify any information before relying on it.
 
10. TESTIMONIALS Testimonials represent real experiences but are not guarantees of results. Individual outcomes vary, and testimonials should not be interpreted as promises or assurances of success.
 
11. AFFILIATES AND ENDORSEMENTS We may promote or recommend third-party products or services. We are not responsible for the performance, quality, or outcomes of any third-party offerings. You are responsible for conducting your own due diligence.
 
12. WARRANTIES All content and services are provided "as is" and "as available," without warranties of any kind, express or implied. We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
 
13. ARTIFICIAL INTELLIGENCE DISCLAIMER We may use artificial intelligence tools to support content creation. While reviewed by humans, AI-generated content may contain inaccuracies. You agree that reliance on such content is at your own risk.
 
14. DATA PRIVACY We comply with applicable data protection laws, including GDPR and CCPA. Use of the Websites constitutes consent to our data practices as described in our Privacy Policy. Data-related requests may be submitted to [email protected].
 
15. DIGITAL PRODUCTS AND REFUNDS All digital products, programs, memberships, and downloadable materials are non-refundable unless expressly stated otherwise. "Lifetime access" refers to the life of the product as offered, not your lifetime.
 
16. SOCIAL MEDIA AND COMMUNITY GUIDELINES Participation in our communities is subject to respectful conduct. Harassment, hate speech, or harmful behavior will not be tolerated. We reserve the right to remove content or restrict access at our discretion.
 
17. INTELLECTUAL PROPERTY All content, trademarks, logos, and materials are the intellectual property of RACHELPAIGEXO, LLC or its licensors. You are granted a limited, non-exclusive, non-transferable license for personal, non-commercial use only. Unauthorized use may result in legal action.
 
18. PERMISSION TO USE CONTENT Written permission is required for any use beyond personal consumption. Requests must be submitted to [email protected].
 
19. SECURITY AND ASSUMPTION OF RISK You are responsible for maintaining the confidentiality of your login credentials. Transactions are processed through third-party providers. We are not liable for breaches or failures occurring outside our control.
 
20. CONFIDENTIALITY Communications submitted through public platforms are not confidential. We may use submitted feedback or content for business purposes without compensation unless otherwise agreed.
 
21. ASSUMPTION OF RISK By using the Websites, you voluntarily assume all risks associated with your use and agree to exercise independent judgment.
 
22. YOUR COMMUNICATIONS Any communications you submit may be used in marketing or business activities without compensation or obligation to credit.
 
23. GENERAL DISCLAIMER All content is provided for informational purposes only. We disclaim all liability for actions taken based on the information provided.
 
24. CONTACT US For questions regarding this Disclaimer, contact: [email protected]
 
Your continued use of the Websites constitutes acceptance of this Disclaimer.